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Anybody who applies for a mortgage wants to get the lowest interest rate, but that depends on the credit score. This is the most important aspect that lenders take into consideration while lending money to borrowers. However, it is not just the credit score, but several other factors as well, which decide the interest rate…

By definition, Homeowners Association is a legal entity developed by real estate developers to manage and sell a community of homes. HOA has the right to enforce the conditions, covenants, and restrictions of the community along with managing the common amenities given to its members. HOAs offer residents of countless neighborhoods and developments with the…

Repayment of home loans can be difficult at times because of the unexpected and unavoidable expenses. However, there is an option for borrowers who are having a hard time paying for their home loan, i.e., mortgage forbearance. Forbearance agreements provide homeowners with additional time to cure mortgage arrears by paying extra money every month. If…

The US Department of Veterans Affairs offers a loan guarantee service to veterans of the US military. This service allows US servicemen or their surviving spouse to get 100% finance without a down payment or mortgage insurance, or they will get 90% to refinance on their existing home. Working Of VA Loan VA loan is…