Churchill County Nevada

VA Loan Limits 2024 Churchill County Nevada Have Changed

Churchill County Nevada (Year - 2023)

Single Dwelling Loan Limit

Unlimited upon qualification

Duplex Loan Limit

No Limited upon qualification

Triplex Loan Limit

Unlimited upon qualification

Fourplex Loan Limit

Qualified buyers have no limit

Max DTI Ratio(debt to income)

41% and can possibly be higher with compensating factors

Foreclosure Seasoning Period

2 years unless the foreclosure was on an FHA loan then it will be 3 years. Keep in mind if the foreclosure was on a different VA home loan your entitlement will be drastically affected.

Short Sale Seasoning Loan

3 years from the date of sale

VA Loan Page

Credit Score Requirement

Most lenders like PIF Lending require a 580 credit score however the VA technically does not set a minimum credit.

Bankruptcy Seasoning

Chapter 7 Bankruptcy most lenders will require a 2-year wait to get another VA Loan.f your BK was a Chapter 13 you might be able VA home loan as soon as 12 months after the filling date.