Churchill County Nevada (Year - 2025)
41% and can possibly be higher with compensating factors
Foreclosure Seasoning Period
2 years unless the foreclosure was on an FHA loan then it will be 3 years. Keep in mind if the foreclosure was on a different VA home loan your entitlement will be drastically affected.
Credit Score Requirement
Most lenders like PIF Lending require a 580 credit score however the VA technically does not set a minimum credit.
Bankruptcy Seasoning
Chapter 7 Bankruptcy most lenders will require a 2-year wait to get another VA Loan.f your BK was a Chapter 13 you might be able VA home loan as soon as 12 months after the filling date.
Best Rate and Lowest Fees or We Cut You a Check For $1,000
Bring us a locked loan estimate dated within the last 3 biz days and if we can't match or beat it..we will eat it!
Helpful links to federally backed mortgage resources
FHA LOANS
VA LOANS
CONVENTIONAL LOANS
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West Coast Mortgage Group | NMLS: 5084 | An Equal Housing Lender
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