Storey County Nevada

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VA Loan Limits 2024 Storey County Nevada Have Changed

Storey County Nevada (Year - 2023)

Single Dwelling Loan Limit

Unlimited upon qualification

Duplex Loan Limit

No Limited upon qualification

Triplex Loan Limit

Unlimited upon qualification

Fourplex Loan Limit

Qualified buyers have no limit

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Max DTI Ratio(debt to income)

41% and can possibly be higher with compensating factors

Foreclosure Seasoning Period

2 years unless the foreclosure was on an FHA loan then it will be 3 years. Keep in mind if the foreclosure was on a different VA home loan your entitlement will be drastically affected.

Short Sale Seasoning Loan

3 years from the date of sale

VA Loan Page

Credit Score Requirement

Most lenders like PIF Lending require a 580 credit score however the VA technically does not set a minimum credit.

Bankruptcy Seasoning

Chapter 7 is 2 years and Chapter 13 is 2 years or 1yr with court approval.

Best Rate and Lowest Fees or We Cut You a Check For $1,000

Bring us a locked loan estimate dated within the last 3 biz days and if we can't match or beat it..we will eat it!

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Helpful links to federally backed mortgage resources

FHA LOANS

VA LOANS

CONVENTIONAL LOANS

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