Lincoln County Nevada

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Conforming Loan Limits 2024 by County Lincoln County Nevada

Lincoln County Nevada (Year - 2022)

Single Dwelling Loan Limit

$766,550

Duplex Loan Limit

$981,500

Triplex Loan Limit

$1,186,350

Fourplex Loan Limit

$1,474,400

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Max DTI Ratio(debt to income)

45% or 50% with compensating factors

Foreclosure Seasoning Period

7 Years

Short Sale Seasoning Loan

4 years

Conventional Loan Page

Credit Score Requirement

620 minimum score and 720 or higher is preferred

Bankruptcy Seasoning

Chapter 7 is 4 years from the "date of discharge" and Chapter 13 is 4 years from the date of filling and 2 years from the date of discharge.

Best Rate and Lowest Fees or We Cut You a Check For $1,000

Bring us a locked loan estimate dated within the last 3 biz days and if we can't match or beat it..we will eat it!

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Helpful links to federally backed mortgage resources

FHA LOANS

VA LOANS

CONVENTIONAL LOANS

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